Community Housing Impact and Preservation (CHIP)

The CHIP program provides grants and loans to income eligible homeowners living within the City of Troy, Ohio.  The purpose of the CHIP program is to repair housing conditions that pose a threat to the health and safety of the occupants, or pose an ongoing threat to the structural integrity of the home.  CHIP funding is federal funding administered by the U.S. Department of Housing and Urban Development (HUD).  The State of Ohio annually receives a portion of CHIP funding from HUD and is administered by the Ohio Development Services Agency, Office of Community Development (ODSA, OCD).  The City of Troy entered into a PY 2020 CHIP Program Partnership Agreement with the Miami County Board of Commissioners, City of Piqua, and City of Tipp City to apply for a competitive PY 2020 CHIP grant in the amount of $815,000.  The City will be notified in September 2020 if the CHIP grant was funded.   By entering into this partnership, the City was eligible to apply for more CHIP funding versus if they applied on their own.

Improvements may include such items as: roofs, gutters and downspouts, windows and doors, electrical, plumbing, heating, insulation, foundations, handicapped accessibility bathroom upgrades, water heaters, handicap accessibility improvements, water and sewer tap-ins, lead-based paint hazard controls, etc. The City of Troy is currently taking CHIP applicant names and placing them on a CHIP waiting list.  The CHIP applicant must own and reside in the home in the City of Troy, Ohio.

Below are the eligible CHIP activities.  Click on the Activity title below for a description of the activity.  Please call Nikki Reese for further information at 937-339-9601 or to be placed on Troy’s CHIP waiting list.

Owner Rehabilitation Program

Owner Home Repair Program